|
| Bank Name |
The Merchants & Citizens Bank |
| Address (for main office) | 200 College Street
Mc Rae, Georgia 31055 |
| Classification | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| Assets - The sum of all assets owned by The Merchants & Citizens Bank including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. |
$106,495,000 |
| Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. |
$88,529,000 |
| Net Income - Net interest
income plus total non-interest income plus realized
gains (losses) on securities and extraordinary items,
less total non-interest expense, loan loss provisions
and income taxes. |
$672,000 |
| Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). |
$11,166,000 |
| Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets for The Merchants & Citizens Bank |
1.25 |
| Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. |
1.71 |
| Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. |
12.30 |
| Federal Reserve District - The Federal Reserve District in which The Merchants & Citizens Bank is physically located. There are twelve Federal Reserve Districts, with two Districts serving one state in some instances. |
Atlanta |
| Asset Concentration Hierarchy - A category that identifies an institution’s primary specialization in terms of asset concentration |
All Other Specialization < 1 Billion |
