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Morgantown Bank & Trust Company, Incorporated

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Bank Name Morgantown Bank & Trust Company, Incorporated
Address (for main office)Main Street
Morgantown, Kentucky 42261
ClassificationCommercial bank, state charter and Fed nonmember, supervised by the FDIC
Assets - The sum of all assets owned by Morgantown Bank & Trust Company, Incorporated including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. $121,012,000
Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. $96,336,000
Net Income - Net interest income plus total non-interest income plus realized gains (losses) on securities and extraordinary items, less total non-interest expense, loan loss provisions and income taxes. $446,000
Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). $13,053,000
Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets for Morgantown Bank & Trust Company, Incorporated 0.73
Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. 0.85
Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. 6.91
Federal Reserve District - The Federal Reserve District in which Morgantown Bank & Trust Company, Incorporated is physically located. There are twelve Federal Reserve Districts, with two Districts serving one state in some instances. St. Louis
Asset Concentration Hierarchy - A category that identifies an institution’s primary specialization in terms of asset concentration All Other Specialization < 1 Billion

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