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First National Bank-Employee Owned

Bank Details and Branch Locations
Bank Information
Bank Name First National Bank-Employee Owned
Address (for main office)485 Lake Street
Antioch, Illinois 60002
ClassificationCommercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Assets - The sum of all assets owned by First National Bank-Employee Owned including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. $153,355,000
Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. $141,687,000
Net Income - Net interest income plus total non-interest income plus realized gains (losses) on securities and extraordinary items, less total non-interest expense, loan loss provisions and income taxes. $639,000
Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). $10,361,000
Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets for First National Bank-Employee Owned 0.85
Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. 0.86
Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. 12.47
Federal Reserve District - The Federal Reserve District in which First National Bank-Employee Owned is physically located. There are twelve Federal Reserve Districts, with two Districts serving one state in some instances. Chicago
Asset Concentration Hierarchy - A category that identifies an institution’s primary specialization in terms of asset concentration Mortgage Lending Specialization

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