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First National Bank and Trust

Bank Details and Branch Locations
First National Bank and Trust
Address (for main office)29 North Eglin Parkway, N.E.
Fort Walton Beach, Florida 32548
ClassificationCommercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Assets - The sum of all assets owned by this bank including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. $443,672,000
Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. $356,963,000
Net Income - Net interest income plus total non-interest income plus realized gains (losses) on securities and extraordinary items, less total non-interest expense, loan loss provisions and income taxes. $5,927,000
Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). $35,824,000
Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets 2.78
Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. 2.78
Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. 34.90
Asset Concentration Hierarchy - A category that identifies an institutionís primary specialization in terms of asset concentration Commercial Lending Specialization


First National Bank and Trust
Branch Offices (ordered by state and then city)

BranchDetails
Crestview Branch
885 South Ferndon Blvd
Crestview, Florida  32536
This branch located in Okaloosa county, Florida began operations on 1985-05-29 and has a service type of a "Full Service Brick and Mortar Office"
Defuniak Springs Branch
11 North 9th Avenue
Defuniak Springs, Florida  32433
This branch located in Walton county, Florida began operations on 1996-04-08 and has a service type of a "Full Service Brick and Mortar Office"
Destin Branch
415 Highway 98
Destin, Florida  32541
This branch located in Okaloosa county, Florida began operations on 1978-09-15 and has a service type of a "Full Service Brick and Mortar Office"
Highway 98 West Branch
11490 Us Highway 98 West
Destin, Florida  32541
This branch located in Okaloosa county, Florida began operations on 1999-10-21 and has a service type of a "Full Service Brick and Mortar Office"
American Finance Branch
45 Northeast Eglin Parkway
Fort Walton Beach, Florida  32548
This branch located in Okaloosa county, Florida began operations on 1997-05-29 and has a service type of a "Limited Service Consumer Credit Office"
Northside Branch
448 North Eglin Parkway
Fort Walton Beach, Florida  32548
This branch located in Okaloosa county, Florida began operations on 1977-04-04 and has a service type of a "Full Service Brick and Mortar Office"
Facility
Auxiliary Field No. 9
Hurlburt Field, Florida  32544
This branch located in Okaloosa county, Florida began operations on 1961-07-11 and has a service type of a "Limited Service Military Facility"
Mary Esther Branch
3 Mary Esther Cutoff
Mary Esther, Florida  32569
This branch located in Okaloosa county, Florida began operations on 1980-03-13 and has a service type of a "Full Service Brick and Mortar Office"
Navarre Branch
1803 Alhambra
Navarre, Florida  32566
This branch located in Santa Rosa county, Florida began operations on 1995-08-28 and has a service type of a "Full Service Brick and Mortar Office"
Niceville Branch
1065 John Sims Parkway East
Niceville, Florida  32578
This branch located in Okaloosa county, Florida began operations on 1994-05-16 and has a service type of a "Full Service Brick and Mortar Office"
Panama City Branch
105 West 23rd Street
Panama City, Florida  32405
This branch located in Bay county, Florida began operations on 1999-12-20 and has a service type of a "Full Service Brick and Mortar Office"
South Walton County Branch
Emerald Coast Plaza, East Highway 98
Santa Rosa Beach, Florida  32459
This branch located in Walton county, Florida began operations on 1992-11-04 and has a service type of a "Full Service Brick and Mortar Office"

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