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Citizens National Bank of Concord

Bank Details and Branch Locations
Bank Information
Bank Name Citizens National Bank of Concord
Address (for main office)26 South Union Street
Concord, North Carolina 28025
ClassificationCommercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Assets - The sum of all assets owned by Citizens National Bank of Concord including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. $53,320,000
Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. $47,716,000
Net Income - Net interest income plus total non-interest income plus realized gains (losses) on securities and extraordinary items, less total non-interest expense, loan loss provisions and income taxes. n/a
Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). n/a
Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets for Citizens National Bank of Concord n/a
Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. n/a
Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. n/a
Federal Reserve District - The Federal Reserve District in which Citizens National Bank of Concord is physically located. There are twelve Federal Reserve Districts, with two Districts serving one state in some instances. Richmond
Asset Concentration Hierarchy - A category that identifies an institution’s primary specialization in terms of asset concentration n/a

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