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Central and Southern Bank of North Georgia Gainesville, GA Bank Branches Central and Southern Bank of North Georgia Interest Rates Mortgage Loans

Central and Southern Bank of North Georgia

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Bank Information
Bank Name Central and Southern Bank of North Georgia
Address (for main office)311 Green Street, Suite 102
Gainesville, Georgia 30503
ClassificationSavings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
Assets - The sum of all assets owned by Central and Southern Bank of North Georgia including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. $103,779,000
Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. $94,755,000
Net Income - Net interest income plus total non-interest income plus realized gains (losses) on securities and extraordinary items, less total non-interest expense, loan loss provisions and income taxes. n/a
Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). n/a
Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets for Central and Southern Bank of North Georgia n/a
Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. n/a
Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. n/a
Federal Reserve District - The Federal Reserve District in which Central and Southern Bank of North Georgia is physically located. There are twelve Federal Reserve Districts, with two Districts serving one state in some instances. Atlanta
Asset Concentration Hierarchy - A category that identifies an institution’s primary specialization in terms of asset concentration n/a

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