Centra Bank, Inc.Bank Details and Branch Locations |
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| Bank Name |
Centra Bank, Inc. |
| Address (for main office) | 990 Elmer Prince Drive
Morgantown, West Virginia 26507 |
| Classification | Commercial bank, state charter and Fed nonmember, supervised by the FDIC |
| Assets - The sum of all assets owned by Centra Bank, Inc. including cash, loans, securities, bank premises and other assets. This total does not include off-balance-sheet accounts. |
$494,900,000 |
| Deposits - The sum of all deposits including demand deposits, money market deposits, other savings deposits, time deposits and deposits in foreign offices. |
$438,986,000 |
| Net Income - Net interest
income plus total non-interest income plus realized
gains (losses) on securities and extraordinary items,
less total non-interest expense, loan loss provisions
and income taxes. |
$1,978,000 |
| Equity capital - Total equity capital (includes preferred and common stock, surplus and undivided profits). |
$41,010,000 |
| Return on assets (ROA) - Net income after taxes and extraordinary items (annualized) as a percent of average total assets for Centra Bank, Inc. |
0.84 |
| Pretax return on assets (Year to Date) - Annualized pre-tax net income as a percent of average assets. Note: Includes extraordinary items and other adjustments, net of taxes. |
1.35 |
| Return on Equity - Annualized net income as a percent of average equity on a consolidated basis. Note: If retained earnings are negative, the ratio is shown as. |
9.89 |
| Federal Reserve District - The Federal Reserve District in which Centra Bank, Inc. is physically located. There are twelve Federal Reserve Districts, with two Districts serving one state in some instances. |
Richmond |
| Asset Concentration Hierarchy - A category that identifies an institution’s primary specialization in terms of asset concentration |
Commercial Lending Specialization |
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Centra Bank, Inc. Branch Offices and Locations
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